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Islami Bank PLC

Khidmah Mastercard World

Mastercard • Credit Card

Card Image

At a Glance

Annual Fee

7000

Currency

Yes

NFC Capable

Yes

Issuance Fee

N/A

Insurance

N/A

Lounge Access

Free access to worldwide 1,500+ airport lounges with Loungekey (up to 4 times a year)

Basic Information

Limit

2,00,000/Equivalent USD - 5,00,000/Equivalent USD

Banking & Eligibility

Eligible Account Type

N/A

Minimum Balance Requirement

N/A

Fees & Charges

General Fees
Annual Fee 7000
Issuance Fee N/A
Replacement / Reissue Fee 1000
PIN Reissue Fee 1,000
Maintenance (Half-Yearly) 3500 (yearly)
SMS Alert Fee 200
Online App Usage N/A
Cheque Book Charge N/A
Excess Limit Charge 1,000
Account Service Fee/Late Payment Fee 1,000
SMS Fee (Yearly) 200
Add Money to CellFin/mCash 1%
Send Money to Other MFS 2%
Transaction Fees
ATM Withdrawal (Same Bank) 200
ATM Withdrawal (Other Bank) N/A
ATM Withdrawal (Q-Cash) N/A
ATM Withdrawal (International) N/A
POS Transaction Charge N/A
Foreign Transaction Fee N/A
Foreign Currency Markup N/A
Cash Deposit (CRM/CDM) N/A
Other Services Fees
Balance Inquiry (Same Bank) N/A
Balance Inquiry (Other Bank) N/A
Mini Statement (Same Bank) N/A
Mini Statement (Other Bank) N/A
Fund Transfer (Same Bank) N/A
Fund Transfer (Other Bank) N/A
15% VAT is applicable on all charges

Transaction Limits

Daily ATM Limit

N/A

Daily POS Spending

N/A

Online Limit

N/A

Per Transaction ATM Limit

N/A

Security & Technology

EMV Chip & PIN
Magnetic Stripe Backup
NFC (Contactless)
2FA Online Txn
Green PIN / Reset
Fraud Detection
Delivery: N/A

Features & Rewards

Rewards & Cashback

Attractive cashback on various occasions throughout the year




Discounts & Offers

‘Buy One Get One Free’ buffet lunch/dinner at five-star hotels (2 times in a year), 2,000+ brand outlets

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Eligibility & Docs